/* InsureWise - AdSense Optimized Styles */
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Georgia',serif;line-height:1.75;color:#1a1a1a;background:#fafaf7}
.container{max-width:880px;margin:0 auto;padding:0 20px}
header{background:#0b2545;color:#fff;padding:18px 0;border-bottom:4px solid #d4a017}
header .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.logo{font-family:'Georgia',serif;font-size:26px;font-weight:700;letter-spacing:-.5px;color:#fff;text-decoration:none}
.logo span{color:#d4a017}
nav a{color:#e4e4e4;text-decoration:none;margin-left:18px;font-family:Arial,sans-serif;font-size:14px;text-transform:uppercase;letter-spacing:.5px}
nav a:hover{color:#d4a017}
.hero{background:linear-gradient(135deg,#0b2545 0%,#13315c 100%);color:#fff;padding:60px 0;text-align:center}
.hero h1{font-size:42px;margin-bottom:16px;line-height:1.2}
.hero p{font-size:19px;opacity:.9;max-width:640px;margin:0 auto}
article{background:#fff;padding:40px 36px;margin:32px 0;box-shadow:0 2px 14px rgba(11,37,69,.08);border-radius:6px}
article h1{font-size:36px;color:#0b2545;margin-bottom:10px;line-height:1.25}
article .meta{color:#777;font-size:14px;margin-bottom:24px;font-family:Arial,sans-serif;border-bottom:1px solid #eee;padding-bottom:14px}
article h2{font-size:26px;color:#0b2545;margin:32px 0 14px;border-left:4px solid #d4a017;padding-left:14px}
article h3{font-size:20px;color:#13315c;margin:24px 0 10px}
article p{margin-bottom:16px;font-size:17px}
article ul,article ol{margin:16px 0 20px 26px}
article li{margin-bottom:8px;font-size:17px}
article a{color:#0b2545;border-bottom:1px dotted #d4a017}
article a:hover{color:#d4a017}
.ad-slot{margin:32px 0;padding:14px;background:#f6f4ee;border:1px dashed #d4c9a0;text-align:center;border-radius:4px;min-height:100px}
.ad-slot small{display:block;color:#999;font-size:11px;font-family:Arial,sans-serif;text-transform:uppercase;letter-spacing:1px;margin-bottom:8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px;margin:32px 0}
.card{background:#fff;padding:24px;border-radius:6px;box-shadow:0 2px 10px rgba(11,37,69,.07);transition:transform .2s}
.card:hover{transform:translateY(-3px)}
.card h3{color:#0b2545;margin-bottom:10px;font-size:19px}
.card p{font-size:15px;color:#555;margin-bottom:14px}
.card a{display:inline-block;background:#d4a017;color:#fff;padding:8px 16px;text-decoration:none;border-radius:4px;font-family:Arial,sans-serif;font-size:14px;font-weight:600}
.card a:hover{background:#b8890d}
.callout{background:#fff8e1;border-left:5px solid #d4a017;padding:18px 22px;margin:24px 0;border-radius:4px}
.callout strong{color:#0b2545}
table{width:100%;border-collapse:collapse;margin:22px 0;font-family:Arial,sans-serif;font-size:15px}
table th{background:#0b2545;color:#fff;padding:12px;text-align:left}
table td{padding:12px;border-bottom:1px solid #eee}
table tr:nth-child(even) td{background:#fafaf7}
footer{background:#0b2545;color:#c0c0c0;padding:36px 0 20px;margin-top:40px;font-family:Arial,sans-serif;font-size:14px}
footer .container{display:flex;flex-wrap:wrap;gap:32px;justify-content:space-between}
footer h4{color:#d4a017;margin-bottom:10px;font-size:15px;text-transform:uppercase;letter-spacing:1px}
footer a{color:#c0c0c0;text-decoration:none;display:block;margin-bottom:6px}
footer a:hover{color:#d4a017}
.footer-bottom{border-top:1px solid #1a3a6c;margin-top:24px;padding-top:18px;text-align:center;font-size:13px;color:#888}
.disclaimer{background:#f0ede4;padding:14px 18px;border-radius:4px;margin:24px 0;font-size:14px;color:#555;font-family:Arial,sans-serif}
@media(max-width:640px){.hero h1{font-size:30px}.hero p{font-size:16px}article{padding:26px 20px}article h1{font-size:26px}article h2{font-size:22px}article p,article li{font-size:16px}nav a{margin-left:10px;font-size:13px}}